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Owning real estate in coastal North Carolina can be one of the most exciting experiences of a lifetime. It can be the objective to a retirement goal or the vacation home of your dreams.

If you're thinking about owning property on Bald Head Island, Two Gulls Realty offers you exceptional, in-depth knowledge about island homes and building sites. What's most important, we have access to all the resale properties on the island through the local multiple listing service. Our service is free of charge to you, and should you purchase a home or lot with our help, the seller, not you, pays our commission.

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Our Listings

14 Indian Blanket Recently reduced $1,375,000 Meticulously maintained home with spectacular views.  Offered completely furnished.     Click here for more information
20 Keeper's Landing $449,000   Lowest priced unit in Keeper's Landing!  Great rental in very private neighborhood in Cape Fear Station   Click here for more information
15 Laughing Gull $1,395,00   Beautifully decorated home with 2 living areas on a quiet cul de sac.  Offered completely furnished.   Click here for more information

Be Informed

Knowing as much as you can about a potential property is the best step you can take for yourself and your family. After talking with Two Gulls Realty, we encourage you to take advantage of these additional resources.

• On purchasing coastal real estate, click on                           Coastal Real Estate
• Consider a 1031 Tax-deferred Exchange. This special Internal Revenue Code exception allows you, if you qualify, to defer the capital gains tax on the sale of one property and use that money to increase the investment in a similar property. For more details about an IRS-allowed 1031 Tax-deferred Exchange click on http://www.apiexchange.com/ and select "Exchange Basics."
• For financing alternatives and mortgage calculator, click on http://www.realtydirect.net/news/?Pub=1543
• Here's some good news for real estate buyers. The Federal Reserve Board requires lenders (beginning June 14, 2004 ) to provide copies of the appraisal documents that were used in deciding whether to approve or deny a loan application. Under the Federal Reserve Board's new rule, you merely have to file a written request and your lender has to furnish a copy of the appraisal within 30 days. If a lender does not provide appraisal copies, it must notify you of your right to have one.

Why would you want a copy of the appraisal? Several reasons. You might want to renegotiate the deal with the seller before closing. Let's say a formal appraisal reveals negative factors about the house itself, environmental risks in the area, or neighborhood property value trends that you were not aware of. With negotiating skill and the appraisal report in hand, you could influence a lower price for the house or more generous financing terms from the seller.

Without the appraisal-now yours by law-you might have bought the wrong house for the wrong amount of money. Now you have a greater margin of protection.

Request the free kit, Owning Real Estate on Bald Head Island. Click here!

Two Gulls Realty
Member, Brunswick County Board of Realtors

Mary 'Chris' Webb, Broker-in-charge
Phone 910-454-8065
Cell 910-231-8065
chris@twogulls.com

 

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